KECK ELECTED CHAIRMAN

Chairman of the Board of Trustees of the Southeastern School of Commercial Lending

Daryle Keck, President and CEO of First Peoples Bank has been elected Chairman of the Board of Trustees of the Southeastern School of Commercial Lending. Mr. Keck has been with First Peoples Bank since 1986 and is Chairman of the Jefferson County Chamber of Commerce.

Info about The Southeastern School of Commercial Lending

The Southeastern School of Commercial Lending (TSSCL) is an annual school conducted by the Tennessee Bankers Association (TBA) and cosponsored by the Alabama, Georgia, Louisiana, and Mississippi bankers associations.

Established in 1984, the TSSCL is an intensive, one-week school that exposes students to the major issues commercial loan officers face on a daily basis. It focuses on how the economy and business structure affect lending decisions.

The TSSCL curriculum incorporates more than 45 hours of classroom instruction into 10 modules — The External Environment, Understanding the Borrower’s Business, Understanding the Borrower’s Competitive Position, Evaluating Management, Assessing Borrower Financial Performance, Projecting Future Performance, Loan Structure and Support, Effective Relationship Management, Identifying and Managing Problem Loans, and Establishing Credit Discipline. These modules address topics such as how problem loans develop and the appropriate techniques for managing them, understanding the role of a company’s management and how to analyze and evaluate management, how businesses operate and the ways their financing needs arise, and meeting the multiple financial needs of customers through effective relationship banking.

The curriculum for The Southeastern School of Commercial Lending was developed in cooperation with the American Bankers Association, industry experts across the country, and the school’s board of trustees. Through lectures and interactive case studies, instructors cover basic and advanced analytical techniques, along with ways to apply those techniques when pricing and structuring loans.

The Southeastern School of Commercial Lending is one of the four highly respected Southeastern Schools conducted annually by the Tennessee Bankers Association.

About TBA

The Tennessee Bankers Association is a not-for-profit organization representing Tennessee’s commercial banks and thrifts. The association provides continuing education, develops and monitors state and federal legislative agendas, disseminates information on all facets of the financial services industry, and promotes the public image of financial institutions. Visit us at our website, www.TNBankers.org.